medium · Asset-Backed Securities

A credit-card series uses the following document-defined early-amortization provision: once early amortization begins, revolving reinvestment ends and the series' share of principal collections is paid monthly first to Class A, then Class M, Class B, and Class C until each is paid.

Which consequence follows from that provision?

  1. Apply series principal monthly in the stated Class A, M, B, then C order.
  2. Pay Class C principal first so the most subordinate class retires immediately.
  3. Keep buying new receivables while doubling every outstanding class's coupon.
  4. Send every principal collection to the seller until excess spread turns positive.

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