medium · Asset-Backed Securities

An investor is comparing two tranches with the same 5-year final maturity. Tranche X is a bullet bond, and Tranche Y is a level-pay amortizing bond.

Which has the shorter WAL?

  1. Tranche Y, because principal is returned periodically throughout the 5 years.
  2. It depends on the coupon rate of the bonds.
  3. Tranche X, because the entire principal is returned at once.
  4. They have the same WAL because their final maturities are identical.

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