hard · Certified Financial Planner Investment Planning

Anil Reddy wishes to rebalance his $3,000,000 brokerage account

Which has drifted to 80% equities. The equity sleeve contains a single tax lot of a technology ETF with a cost basis of $200,000 and a current value of $2,400,000. Before executing the sale of shares to return to his 60% target, what must the CFP® professional prioritize to determine the next step?

  1. client constraints
  2. Duty of loyalty
  3. the practice standard requiring data gathering before recommendations
  4. quantitative optimization only after higher duties are met

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