easy · Certified Financial Planner Risk Management

Based on CFP Board Practice Standards CFP Board Practice Standards

What rank is 'completing data gathering before recommendations,' and what does it imply for a planner whose client asks for a disability insurance recommendation?

  1. client constraintsmore important than following the seven steps.
  2. the applicable professional standard; the planner's loyalty to the insurance company takes precedence over the client's needs.
  3. the applicable professional standard; the planner must not offer a recommendation before gathering data and quantifying goals.
  4. quantitative optimization only after higher duties are metportant factor in selecting a policy.

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