medium · Certified Financial Planner Risk Management

Mrs. Reddy is shopping for disability insurance. She wants a policy that will pay benefits if she cannot perform the specific duties of her current role as a surgeon, even if she is able to work as a general practitioner or a medical school professor.

Which definition of disability should she seek?

  1. Modified Own Occupation
  2. Social Security Definition
  3. Any Occupation
  4. Own Occupation

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