hard · Certified Financial Planner Risk Management

The McCabe household is retiring in 2026 and receives a Medicare surcharge determination based on their 2024 income. They recently learned about the 'SSA-44' appeal.

Which event would most likely qualify them for an appeal of the surcharge?

  1. A qualifying 'work stoppage' resulting from their retirement.
  2. A decrease in the fair market value of their primary residence.
  3. A decision to switch from Medicare Advantage back to Original Medicare.
  4. The 2024 MAGI being only $500 above the tier threshold.

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