medium · Debt Capital Markets bond-instruments-structures

Why did the market transition from LIBOR to SOFR, and what is a key structural difference between the two benchmarks?

  1. SOFR embeds a bank credit premium that rises during financial crises to compensate lenders for risk.
  2. SOFR is a transaction-based risk-free rate, whereas LIBOR was a survey-based rate embedding bank credit risk.
  3. SOFR is a forward-looking term rate fixed in advance for a 3-month period, while LIBOR was always an overnight rate.
  4. SOFR is derived from unsecured interbank lending estimates that major panel banks submit each business day.

Sign up free to see the explanation and track your rank →

More Debt Capital Markets bond-instruments-structures practice

KomFi: Test Prep Made Easy

KomFi: Test Prep Made Easy — free adaptive practice for GMAT, GRE, SAT, ACT, National Real Estate Exam, Investment Banking, and finance with full explanations.

KomFi Academy is free GMAT prep and personalized GMAT help built as a training platform: 75,000+ practice questions, 26,500+ flashcards, on-demand video lectures, podcasts, and 4K slide decks. Flagship tracks: Free GMAT Prep, Free GMAT Resources, National Real Estate Exam Prep, Investment Banking Prep, Finance Prep, GRE, SAT, ACT, LSAT, MCAT, Financial Accounting, Private Equity, Private Credit, and Quantitative Finance.

Free GMAT Prep & Personalized GMAT Help

What's inside

Topics

View pricing · Read testimonials