medium · Debt Capital Markets credit-ratings-risk

In a Debt Incurrence Ratio test, how is the 'numerator' (Debt) typically handled for a Revolving Credit Facility?

  1. Only the portion of the facility that is secured is counted.
  2. The total commitment (drawn plus undrawn) is counted as debt.
  3. The average daily balance over the quarter is used.
  4. Only the currently drawn amount is counted as debt.

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