medium · Debt Capital Markets credit-ratings-risk

In a 'Standardized' credit default swap (CDS), if the fair spread is 150 bps but the standardized coupon is 100 bps, how is the difference settled at inception?

  1. The protection seller pays an 'upfront' cash amount to the buyer.
  2. The maturity of the CDS is shortened to compensate for the lower coupon.
  3. The notional amount of the CDS is increased by 50%.
  4. The protection buyer pays an 'upfront' cash amount to the seller.

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