medium · Debt Capital Markets credit-ratings-risk

What happens if a borrower makes a voluntary prepayment during the year in relation to their end-of-year ECF sweep requirement?

  1. The borrower is penalized and forced to pay a higher sweep percentage at year-end.
  2. The voluntary payment is disregarded entirely and the full ECF sweep is still owed.
  3. The mandatory ECF sweep is automatically suspended for the following three fiscal years.
  4. The voluntary prepayment usually reduces the ECF sweep obligation dollar-for-dollar.

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