medium · Debt Capital Markets credit-ratings-risk

Which of the following best describes the typical pricing relationship between First-Lien and Second-Lien debt for a mid-market leveraged borrower?

  1. The spreads are identical because both tranches are secured by the same collateral package.
  2. First-Lien debt carries a higher spread because it typically has more restrictive maintenance covenants.
  3. Second-Lien debt carries a higher spread because its LGD is higher than that of First-Lien debt.
  4. Second-Lien debt carries a lower spread because it usually has a shorter maturity than First-Lien debt.

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