medium · Debt Capital Markets primary-issuance-syndication

In a committed financing package, what is the purpose of a 'flex' provision?

  1. To give the underwriting banks the right to adjust interest rates or fees to clear the market during syndication.
  2. To provide the investor with a standing option to convert the outstanding debt into common equity at a stated conversion premium.
  3. To allow the issuer to increase the committed loan size at will, without seeking any additional approval from the lenders.
  4. To let the borrower skip scheduled interest payments whenever cash flow falls below a set multiple.

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