easy · FRM Part 1 Foundations of Risk Management

How is 'Risk Capacity' distinguished from 'Risk Appetite' in a standard risk governance framework?

  1. Risk capacity is merely an internal operational limit, while risk appetite is a hard regulatory minimum.
  2. Capacity represents a hard ceiling based on resources, while appetite is a lower, deliberate choice for strategic pursuit.
  3. Capacity is the amount of risk a firm actively chooses to take on, while appetite is the absolute maximum it could ever survive.
  4. There is no real distinction between the two; the terms are used completely interchangeably in modern governance frameworks.

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