medium · FRM Part 1 Foundations of Risk Management

A bank is concerned about 'Model Risk' following a series of VaR exceptions.

Which of the following 'Failure Modes' was most prominent in the Long-Term Capital Management (LTCM) disaster of 1998?

  1. Accounting opacity from hidden off-balance-sheet leverage concealed within complex entities.
  2. The assumption that historical correlations would remain stable during a liquidity crisis.
  3. A massive retail bank run triggered by a sudden collapse in short-term funding liquidity.
  4. Rogue trading enabled by a lack of segregation of duties between the front and back office.

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