hard · FRM Part 1

An analyst is using a k-nearest neighbors (kNN) algorithm to classify credit defaults.

If k is set to a very low value (e.g., k=1), what is the likely impact on the model's performance?

  1. Increased computational efficiency during the training phase.
  2. The model becomes equivalent to a linear regression.
  3. Low bias and high variance (overfitting).
  4. High bias and low variance.

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