easy · FRM Part 1

If the Loss Given Default (LGD) is treated as a fixed constant, what is the primary driver of Unexpected Loss (UL) for a single exposure?

  1. The historical volatility of the risk-free interest rate
  2. The average tenure of the loan facility
  3. The standard deviation of the default event (Bernoulli variable)
  4. The bank's internal cost of funds

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