medium · FRM Part 1

In the Fama-French three-factor model, the factor HML ('High Minus Low') is designed to capture the risk premium associated with which investment style?

  1. Small-cap stocks, which tend to outperform large-cap stocks over time.
  2. Value stocks, which are identified by high book-to-market ratios.
  3. Momentum stocks, which have performed well in the recent past.
  4. Growth stocks, which typically have high book-to-market ratios.

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