medium · FRM Part 1

An analyst regresses a stock's excess returns against the Fama-French three factors and finds an R^2 of 0.92. A CAPM regression for the same stock shows an R^2 of 0.65.

What is the best interpretation of this difference?

  1. The CAPM's single factor misses significant systematic risk related to size and value tilts.
  2. The three-factor model is suffering from multicollinearity, making the R^2 unreliable.
  3. The stock has a high degree of idiosyncratic risk that both models fail to capture.
  4. The stock is currently overpriced, as indicated by the lower CAPM R^2.

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