medium · FRM Part 1

A 2-year bond has a 2% probability of default in year 1. If it survives year 1, the conditional probability of default in year 2 is 3%.

What is the cumulative probability of default by the end of year 2?

  1. 4.94%
  2. 6.00%
  3. 5.00%
  4. 4.00%

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