easy · FRM Part 1

What is the difference between 'variation margin' and 'initial margin' regarding their role in credit risk?

  1. Variation margin is only used by hedgers, while initial margin is only used by speculators.
  2. Initial margin prevents losses from occurring, while variation margin covers them after they happen.
  3. There is no difference; both terms are used interchangeably for the cash in a margin account.
  4. Variation margin settles already incurred losses daily, while initial margin covers potential future losses during a default close-out.

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