medium · Frm Part 2 Liquidity & Treasury Risk

An institutional bank calculates its 'Net Stable Funding Ratio' (NSFR).

Which of the following asset-liability combinations most significantly improves the NSFR?

  1. Extending a 1bn committed liquidity facility to a financial institution counterparty.
  2. Replacing 10bn of short-term (interbank) funding with 10bn of 2-year corporate bonds.
  3. Increasing the amount of 'less-stable' retail deposits while reducing the amount of 'stable' insured deposits.
  4. Selling 5bn of Level 1 HQLA to fund 5bn of new residential mortgages.

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