medium · Frm Part 2 Liquidity & Treasury Risk

A bank observes that its 'Basis Risk' in the banking book is increasing.

Which of the following scenarios best illustrates this risk subspecies?

  1. Mortgage borrowers refinance their loans as interest rates fall.
  2. A parallel shift in the yield curve reduces the economic value of equity.
  3. Assets linked to SOFR and liabilities linked to administered retail deposit rates reprice differently.
  4. The bank holds 10-year fixed-rate assets funded by overnight deposits.

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