easy · Frm Part 2 Market Risk

In a 99% VaR backtest over 250 days, the expected number of exceptions is 2.5.

If a model is rejected because it produces 0 exceptions, what is the rationale for this being considered a potential error?

  1. It is a violation of subadditivity in the VaR measure.
  2. It is a Type II error because the model is failing to identify any losses.
  3. Zero exceptions automatically trigger the Basel Red Zone.
  4. It may be a Type I error if the model is correct but simply experienced a lucky period.

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