hard · Frm Part 2 Operational Risk

Under the 'Standardized Measurement Approach' (SMA) for operational risk, which of the following actions would lead to an immediate, mechanical reduction in a bank's Pillar 1 capital requirement?

  1. Purchasing a comprehensive cyber insurance policy with a $100 million limit.
  2. Updating the RCSA scores from 'Amber' to 'Green' across all divisions.
  3. Implementing a new automated fraud detection system that cuts small loss frequency by 50%.
  4. Divesting a business unit that generates significant fee income.

Sign up free to see the explanation and track your rank →

More Frm Part 2 Operational Risk practice

KomFi Academy — Stop doomscrolling. Get KomFi.

Build your intelligence, anytime, anywhere.

KomFi Academy is a curated training platform with 48,000+ practice questions, 20,000+ flashcards, on-demand video lectures, podcasts, and 4K slide decks across the topics serious professionals study: GMAT, LSAT, MCAT, Investment Banking, Private Equity (LBOs & PE math), Private Credit, Quantitative Finance, Financial Accounting, Asset- Backed Securities, Volume Profile Analysis, Order Flow Trading, Market Microstructure, Volume Spread Analysis, Elliott Wave Theory, Volume-Price Analysis, and Public Offering Frameworks.

What's inside

Topics

View pricing · Read testimonials