easy · FRM Part 2 Operational Risk

Regulators are increasingly concerned about 'systemic single points of failure' in financial services.

What is the primary driver of this concern in the context of cloud migration?

  1. The difficulty of hiring enough qualified cloud security engineers at each individual bank.
  2. The relatively high recurring cost of monthly subscription fees for enterprise-grade cloud services.
  3. The concentration of many financial institutions on a very small number of cloud service providers.
  4. The lack of adequate encryption controls for sensitive customer data stored within a public cloud environment.

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