easy · Frm Part 2 Operational Risk

Regulators are increasingly concerned about 'systemic single points of failure' in financial services.

What is the primary driver of this concern in the context of cloud migration?

  1. The difficulty of hiring qualified cloud engineers at the bank level.
  2. The high cost of monthly subscription fees for cloud services.
  3. The concentration of many financial institutions on a very small number of cloud service providers.
  4. The lack of encryption for data stored in a public cloud environment.

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