medium · Principles of Finance time-value-of-money

A 5-year Credit Default Swap (CDS) on a company has a par spread of 500 basis points.

If the expected recovery rate (R) on the debt is 40%, what is the market-implied annual probability of default (λ)?

  1. 5.00%
  2. 12.50%
  3. 8.33%
  4. 3.00%

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