medium · Private Credit & Debt documentation-covenants-terms

A private credit fund provides a $100.0 million term loan to a middle-market borrower at a $97.0 Original Issue Discount (OID). The loan carries a coupon of SOFR + 600 bps with a 1.00% SOFR floor.

If the loan is held for exactly three years with SOFR constant at 5.00% and then repaid at par, what is the approximate Multiple on Invested Capital (MOIC)?

  1. 1.33x
  2. 1.37x
  3. 1.30x
  4. 1.11x

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