medium · Private Credit & Debt documentation-covenants-terms

If a lender's leverage covenant is based on 'Net Leverage' and the company earns $40,000,000 EBITDA with $200,000,000 debt and $20,000,000 cash, they are at 4.50x.

If they issue $20,000,000 more debt and keep it on the balance sheet as cash, what is the new Net Leverage?

  1. 5.00x
  2. 5.50x
  3. 4.50x
  4. 4.00x

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