easy · Private Credit & Debt documentation-covenants-terms

What is a 'Springing Financial Covenant'?

  1. A requirement that the company's EBITDA must grow by at least 10% every year.
  2. A covenant that only becomes active and tested if a certain condition is met, such as drawing more than 35% of the Revolver.
  3. A provision that allows the borrower to spring ahead of other creditors in the recovery waterfall.
  4. A covenant that only exists during the spring and summer months.

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