medium · Private Credit & Debt documentation-covenants-terms

A borrower has $200,000,000 in debt and $50,000,000 in EBITDA (4.0x leverage). The covenant is 5.0x. In Year 2, the company generates $50,000,000 in FCF, all of which repays debt, but EBITDA falls to $45,000,000.

What is the new headroom?

  1. 20.0%
  2. 25.0%
  3. 10.0%
  4. 33.3%

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