medium · Private Credit & Debt documentation-covenants-terms

Which of the following describes the 'J-Curve Effect' in a private debt fund compared to a private equity fund?

  1. The J-curve is typically shallower and shorter in private debt due to immediate interest income.
  2. Private debt funds exhibit a deeper J-curve because of the high original issue discount.
  3. The J-curve is essentially non-existent in private debt because there are no capital calls made at all.
  4. Debt funds typically experience a pronounced Reverse J-curve shape due to elevated early-stage defaults.

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