easy · Private Credit & Debt loan-structures-instruments

A Payment-in-Kind (PIK) feature in a loan to Apex Manufacturing results in which of the following mechanical outcomes?

  1. The borrower must pay a higher cash dividend to the PE sponsor.
  2. The lender receives equity warrants in exchange for reducing the interest rate.
  3. The outstanding principal balance increases each period as interest is capitalized.
  4. The loan is automatically converted into ordinary shares at maturity.

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