medium · Private Credit loan-structures-instruments

Under IFRS 16, a company capitalizes $50 million of lease liabilities at the OpCo level.

How does this 'Lease Adjustment' typically affect the 'Equity Cushion' available to HoldCo PIK lenders?

  1. It increases the equity cushion by reducing cash interest paid at the OpCo level.
  2. It reduces the equity cushion because lease liabilities rank ahead of HoldCo equity claims.
  3. It increases the equity cushion by adding new Right-of-Use assets to the OpCo balance sheet.
  4. It has no effect on the equity cushion, because HoldCo lenders only care about cash-pay debt obligations.

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