medium · Private Credit & Debt loan-structures-instruments

A middle-market company seeks $150M in total debt. A lender offers a unitranche facility at SOFR + 600 bps. Alternatively, the company could use a bifurcated structure with a first-out senior tranche of $105M at SOFR + 475 bps and a last-out mezzanine tranche of $45M at a 13.00% fixed rate.

If SOFR is 5.00%, what is the blended interest rate of the bifurcated alternative compared to the unitranche?

  1. 9.23%
  2. 10.73%
  3. 11.38%
  4. 11.00%

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