easy · Private Credit & Debt loan-structures-instruments

In the context of PIK interest, what is 'compounding'?

  1. The process where subsequent interest is calculated on the new, higher principal balance including prior PIK accruals.
  2. The reduction of the interest rate as the total debt balance grows over time.
  3. The requirement to pay all interest in one lump sum at the end of the first year.
  4. The mixing of different currencies for interest payments to reduce exchange rate risk.

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