medium · Private Credit & Debt loan-structures-instruments

An Asset-Based Lending (ABL) facility uses a borrowing base with an 85% advance rate on eligible Accounts Receivable and a 60% advance rate on eligible Inventory. A company has $40,000,000 in total AR ($5,000,000 is >90 days old) and $20,000,000 in total Inventory ($2,000,000 is work-in-progress).

What is the maximum availability under the borrowing base?

  1. $40,550,000
  2. $46,000,000
  3. $34,450,000
  4. $51,000,000

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