medium · Private Credit & Debt portfolio-management-monitoring-workouts

In an ASC 820 Level 3 valuation, an analyst observes that a senior loan's internal rating has dropped from 3 to 4 due to leverage increasing from 4.5x to 5.5x.

If the original discount rate was 10% and market spreads for the new rating have widened by 200 bps, what is the impact on the loan's fair value (approximate price) assuming a 3-year remaining bullet maturity?

  1. 100.0
  2. 90.0
  3. 98.0
  4. 95.1

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