medium · Private Credit & Debt underwriting-credit-analysis

If a company's 'Debt Yield' is 17.2% based on Reported EBITDA of $34.4 million and Total Debt of $200 million, what happens to the Debt Yield if the lender accepts $6.2 million in EBITDA add-backs?

  1. It decreases to 14.8%.
  2. It remains 17.2% because Debt Yield is only calculated on GAAP figures.
  3. It increases to 1.18x.
  4. It increases to 20.3%.

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