underwriting-credit-analysis — Private Credit & Debt Practice Questions

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  1. What is the Enterprise Value?
  2. A lender is determining the maximum debt capacity for an LBO… — What is the maximum supportable debt based on
  3. If the investor hedges the currency risk using forward contracts, what is the approximate expected USD return?
  4. If the sponsor uses $360 million in total debt, what is the entry Net Debt / EBITDA leverage multiple?
  5. A credit agreement includes a 75% 'Excess Cash Flow Sweep'.… — How much of this cash must be used to prepay th
  6. If the fund provides a $200M senior loan, how does the inclusion of add-backs affect the reported leverage rat
  7. If EBITDA grows 8% annually and all free cash flow is used to pay down debt, what is the estimated cumulative
  8. If the cumulative probability of default over a 5-year investment horizon is 8%, what is the difference betwee
  9. If the pool suffers a 2% annual default rate with a 65% recovery rate, what is the adjusted annual yield on th
  10. If the lender's 'Incurrence' covenant for acquisitions is 4.0× and the 'Maintenance' covenant is 5.0×, can the
  11. By what percentage must the LTM EBITDA decline for the company to breach this covenant, assuming Net Debt rema
  12. If the senior debt is a 6-year term loan amortizing equally each year at an all-in rate of 6%, what is the max
  13. If the agreement treats the cure as a reduction in debt, what is the new leverage ratio?
  14. What is the Fixed Charge Coverage Ratio (FCCR)?
  15. If the interest rate is $8% and EBITDA remains flat, what is the impact on 'Interest Coverage' (EBITDA / Inter
  16. What is the risk-neutral probability of default (PD)?
  17. How much must the borrower apply to prepay the outstanding senior debt?
  18. If the total debt is $250M, what is the leverage ratio for covenant compliance purposes, and how does it compa
  19. What is the company's Net Leverage ratio?
  20. What is the Distributable Free Cash Flow (FCF) available for discretionary use?
  21. A lender provides a Term Loan A (TLA) at SOFR + 325 bps. If the TLA has a face value of $60M and the borrower'
  22. How much principal must be repaid in Year 1?
  23. What is the Debt Yield?
  24. If SOFR rises to 7.50% and EBITDA simultaneously declines by 20%, what is the resulting interest coverage rati
  25. If the original sponsor equity was $270M, what is the Money Multiple (MOIC)?
  26. What is its FCF conversion rate?
  27. If market yields increase by 100 bps, what is the approximate percentage price change using modified duration?
  28. If the company has $200 million in total debt, what is the difference between the reported leverage and the ad
  29. If exit net debt is $247.3 million, what is the resulting IRR for the sponsor?
  30. A portfolio company is acquired for 8.0x EBITDA of 80M with 4.0x leverage. At exit in Year 5, EBITDA has grown

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