medium · Private Credit & Debt underwriting-credit-analysis

A lender is evaluating an 'equity cure' provision. The company has $100M in debt and $20M in LTM EBITDA, breaching a 4.5x leverage covenant. The sponsor injects $10M of new equity.

If the agreement treats the cure as a reduction in debt, what is the new leverage ratio?

  1. 5.00x
  2. 4.50x
  3. 4.17x
  4. 3.50x

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