medium · Private Credit & Debt underwriting-credit-analysis

A firm has $300 million in debt and $60 million in EBITDA. They propose a $6 million add-back for 'cost savings from a new ERP system'.

If the lender allows the add-back only if savings are realized within 12 months, and currently only $2 million is realized, what is the leverage?

  1. 4.69x
  2. 4.55x
  3. 4.84x
  4. 5.00x

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