easy · Private Credit underwriting-credit-analysis

Why is 'Maintenance Capex' often subtracted from EBITDA in the FCCR calculation?

  1. Because interest payments are tax-deductible expenses while capex outlays receive no comparable deduction treatment.
  2. Because maintenance capex is a necessary cash outflow to keep the business running and is not available for debt service.
  3. To increase the reported EBITDA figure, which makes the company appear more profitable to prospective senior lenders.
  4. To encourage the company to sell off its aging machinery and equipment rather than reinvesting cash into ongoing operations.

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