Stale Law
Certified Financial Planner glossary · Certified Financial Planner
Definition
Using a repealed or pre-2026 figure: WEP/GPO as live law, RMD at 72, basic exclusion sunset to ~7m, QCD 100,000, deferral $23,000.
Stale Law in plain English
An otherwise careful answer still cites RMD age 72, a basic exclusion sunset near 7 million, QCD at 100,000, or elective deferrals at 23,000. That is Stale Law: using a repealed or pre-2026 figure, including treating WEP/GPO as live law. For the 2026 blueprint, elective deferral is 24,500 and the basic exclusion is $15,000,000 with no scheduled reversion. If a choice depends on an outdated parameter, discard it even when the planning story sounds familiar.
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