Transtheoretical model
Certified Financial Planner glossary · Certified Financial Planner
Definition
Stages of change framework from precontemplation through maintenance used to match counseling tactics to readiness.
Transtheoretical model in plain English
A precontemplative client who has not admitted a spending problem gets a detailed action plan and a signed IPS draft in the same meeting. The transtheoretical model stages change from precontemplation through maintenance so counseling tactics match readiness. Offering an action plan to someone still in precontemplation is premature recommendation. Match the stage before you match the product, or even a technically sound plan will sit unused on the shelf.
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