Deposit runoff rate

Definition

Deposit runoff rate in plain English

Runoff depends on insurance status, depositor type, concentration, channel, and stress narrative. Digital coordination can make historical average runoff dangerously slow.

Learn these first

• High-Quality Liquid Assets (HQLA)
• Liquidity horizon

Related FRM Part 2 terms

• AT1 (Additional Tier 1)
• Bank Term Funding Program (BTFP)
• Doom loop
• Net Asset Value (NAV) Facility
• Original sin
• Payment-in-Kind (PIK)
• Reverse stress test
• Risk-stabilizing primary balance
• Basel Cryptoasset Standard (SCO60)
• Model Explainability Methods (SHAP/LIME)