medium · Certified Financial Planner Professional Conduct

Ellison is exercising Incentive Stock Options (ISOs) and is concerned about the Alternative Minimum Tax (AMT).

According to the exam curriculum heuristics, what is the optimal crossover point for exercising these options?

  1. Exercise up to the point where the Tentative Minimum Tax (TMT) equals the Regular Tax.
  2. Exercise all options immediately to start the two-year holding period for qualifying dispositions.
  3. Exercise options only if the bargain element is less than the 32,200 standard deduction.
  4. Calculate the full 2026 AMT corporate spreadsheet to determine the exact dollar limit.

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