medium · Certified Financial Planner Professional Conduct

The Lindstroms are evaluating Social Security claiming strategies. Mr. Lindstrom, the higher earner, has a Primary Insurance Amount (PIA) of 3,500. He delays his benefit to age 70, reaching a monthly benefit of4,340. Mrs. Lindstrom has a PIA of $1,200 and claims at her Full Retirement Age (FRA).

If Mr. Lindstrom dies shortly thereafter, what is the survivor benefit available to Mrs. Lindstrom?

  1. $4,340
  2. $1,750
  3. $3,500
  4. $5,540

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