medium · FRM Part 1 Financial Markets and Products

What is the primary reason why time value is greatest for an at-the-money (ATM) option?

  1. The uncertainty regarding whether the option will expire ITM or OTM is at its peak.
  2. ATM options carry the highest intrinsic value of any given strike price.
  3. ATM options are simply the cheapest options to buy, which attracts the most speculators.
  4. Interest rate changes have a larger pricing impact on ATM options than on deep ITM options.

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