medium · FRM Part 1 Foundations of Risk Management

A life insurance company finds that its Projected Benefit Obligation (PBO) increases from $1.2 billion to $1.35 billion following a 100 basis point drop in the discount rate.

If the company holds $1.4 billion in assets with a duration of 4.0 years, what is the new funding ratio after the rate move?

  1. 0.929
  2. 1.111
  3. 1.037
  4. 1.078

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