medium · FRM Part 1 Foundations of Risk Management

In the context of mortgage-backed securities (MBS), what is 'Extension Risk'?

  1. The risk that borrowers refinance loans faster once interest rates decline meaningfully.
  2. The risk that credit quality of the underlying mortgage pool deteriorates gradually over time.
  3. The risk that the loan servicer fails to remit scheduled mortgage payments through to investors on time.
  4. The risk that prepayments slow down when interest rates rise, lengthening the duration of the MBS.

Sign up free to see the explanation and track your rank →

More FRM Part 1 Foundations of Risk Management practice

KomFi: Test Prep Made Easy

KomFi: Test Prep Made Easy — free adaptive practice for GMAT, GRE, SAT, ACT, National Real Estate Exam, Investment Banking, and finance with full explanations.

KomFi Academy is free GMAT prep and personalized GMAT help built as a training platform: 75,000+ practice questions, 26,500+ flashcards, on-demand video lectures, podcasts, and 4K slide decks. Flagship tracks: Free GMAT Prep, Free GMAT Resources, National Real Estate Exam Prep, Investment Banking Prep, Finance Prep, GRE, SAT, ACT, LSAT, MCAT, Financial Accounting, Private Equity, Private Credit, and Quantitative Finance.

Free GMAT Prep & Personalized GMAT Help

What's inside

Topics

View pricing · Read testimonials